Want to buy a home?

If you are looking for help to get onto the property ladder, we offer a number of affordable home ownership schemes through Help to Buy across the East and South East of England.

Equity Loan

You can apply for a Government loan of up to 20% of the cost of your new-build home, so that you’ll only need a 5% cash deposit and 75% mortgage to make up the rest.

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Shared Ownership

You can buy an initial share in a new home that you can afford, helping you into home ownership in manageable stages.

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OPSO – Older People’s Shared Ownership

If you are aged 55 or over, you can buy an initial share in a new home that you can afford, helping you into home ownership in manageable stages, and giving you lower living costs.

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HOLD – Home Ownership for people with Long Term Disabilities

If you have long term disabilities, you can buy an initial share in a new home that you can afford, helping you into home ownership in manageable stages, and offering you the chance to live independently.  

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Mortgage Guarantee

You can use a participating lenders who has access to a government guarantee on mortgages, which means you can purchase a new build home, or re-mortgage an existing property, with a deposit as little as 5%.

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