Young professional secures her first home in Bedfordshire thanks to Shared Ownership.

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  • Situation: Living with Family
  • Location: Bedfordshire
  • Date purchased: Feb 1, 2018
Charlotte Nelson, 26, lives in a two-bedroomed shared ownership house in the village of Elstow, Bedfordshire, which she purchased through Grand Union Homes.

Charlotte had been looking for a place of her own to get herself on the housing ladder; somewhere with a good location, not too far from her job in Bedford, but that still had a rural feel.

“Elstow is perfect for me. It’s close to the bypass so I can get to work easily but I can still have the village life that I enjoy.

“Around the corner I have Moot Hall, a grade II listed building that I can walk around. There’s also a church, pretty lakes and a cricket pitch where you can watch a match at the weekends. There’s a horse you can feed too.

“All my neighbours are lovely and I can walk to the shops or the pub.”

Charlotte has a degree in Social Welfare from Worcester University and certainly knows a thing or two about housing, having worked at a local housing association for four years.

“My first role was in Customer Care, but I’ve also worked in the Insight and Sales teams. Soon I will be working as a New Homes Officer, inspecting new homes with the Clerk of Works. I’m really looking forward to it! I really want to progress and my ambition is to manage a team.

“I have a 50% share of my home. Buying this way suited me much better than having an equity loan and I can’t afford anywhere on the open market. This is a great start to being on the mortgage ladder.

“Buying this house was the easiest thing ever. Shared ownership is perfect for first time buyers, retired people or for anyone who wants to get on the housing ladder from being in private rented accommodation.

“As for the future I would quite like to staircase (buy more shares) until I own 100% but I’d be equally happy if someone bought my home from me because then it helps them to get on the property ladder.”

Charlotte is a fan of technology and interior design, evident from her stylish homeware and automated lighting.

“My main hobby now is shopping for my home; my favourite stores are Homesense, Dunelm and local outlet stores.

“When you buy a new-build you can’t decorate for a year, but because this is a re-sale I was able to put my own stamp on it immediately and make it more of a home straight away. I just love it!”
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“When you buy a new-build you can’t decorate for a year, but because this is a re-sale I was able to put my own stamp on it immediately and make it more of a home straight away. I just love it!”