Mitchell & Hayley

Mitchell Hayley and Theodore 2
  • Situation: Previously living with family
  • Location: Hertfordshire
  • Date purchased:

Mitchell Sladden and Hayley Monk have both flown the nest to start their own family in their new home in Royston.

The 25-year-olds are two of the newest residents at Affinity, Fairview New Homes’ development off Burns Road in the town.

Mitchell and Hayley made use of the government’s Help to Buy scheme to buy their three-bedroom home – and have double cause for celebration after welcoming their first child, Theodore Alfie Sladden, in April.

Mitchell said: “Moving into our own place was a great feeling.

“We’re already making lots of memories with Theodore in the house – spending time together as a family in the living room and him splashing in the bath are some which spring to mind.

“If someone had told us a year ago we would be homeowners now, we would both have just laughed because we just didn’t think it was possible.

“But Help to Buy helped us onto the property ladder, which has put us in a great position now that our new arrival is finally here.”

The couple were living with their parents in Essex – Hayley near Epping and Mitchell just outside Harlow – while saving up a deposit for a home.

Help to Buy enabled them to buy with just a five per cent deposit and 75 per cent mortgage.

The remaining 20 per cent of the purchase price is provided by the Government as an equity loan which is interest-free for five years.

Mitchell and Hayley opted to move across the border into Hertfordshire to be nearer to Mitchell’s workplace in Royston.

Mitchell said: “We didn’t want to rent a house, because we felt we would just be paying off somebody else’s mortgage.

“Help to Buy has been great as it’s meant that we’ve not had to rent, and have been able to get straight onto the property ladder.

“Between buying a new home, moving into it and becoming parents for the first time, it’s been a busy time – but we couldn’t be happier.

“Theodore is the best thing that’s ever happened to us, and now we’re a little family in our own family home.”

Fairview is building a total of 110 homes at Affinity, where three quarters of the homes have now been sold.

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If someone had told us a year ago we would be homeowners now, we would both have just laughed because we just didn’t think it was possible.