Charlie & Lucie

DWHS_WickhurstGreen_Charlie_CS_MR (7)
  • Situation: Previously privately renting
  • Location: West Sussex
  • Date purchased:

Finding an easy route into the property market may seem like a distant dream for some. But for West Sussex couple Charlie and Lucie Warne the process could not have been easier thanks to help from David Wilson Homes and the Government’s Help to Buy scheme.

The pair is celebrating buying their first home together after moving to the housebuilder’s new Wickhurst Green development in Broadbridge Heath, Horsham.

“Using Help to Buy just seemed sensible,” said Charlie, 31. “If there are schemes out there that make it easier to get on the housing ladder then it’s a no-brainer to use it. We only had to put just over five per cent down as a deposit, which made it a lot easier and the advisor we had explained it all in layman’s terms so we felt we understood every part of the process.”

Charlie and Lucie, who married in 2012, wanted to move to David Wilson Homes’ Wickhurst Green development because it ticked both of their top priority boxes; well-connected yet rural.

“We wanted to stay near Guildford but be somewhere surrounded by green areas and Wickhurst Green gives us just that,” said Lucie, 32. “It’s close to the train station and easy to get to London, which is convenient for work, but it’s also in the countryside. There are lots of lovely places to walk Piper, our dog.”

The couple, who were renting previously, didn’t initially set out to buy a new-build home but the bonuses of buying new soon became apparent. “I’d never lived in a new build,” said Charlie. “But when we started looking into it we realised the guarantees and warrantees that housebuilders like David Wilson Homes offer make it a good choice.

“It means we’re completely covered and don’t need to worry about having such a big savings reserve for things like the boiler going wrong. Had we bought an older property we might have had to ensure we had more saved away for things like that.”

Charlie and Lucie are now settling into their new home at Wickhurst Green, which is a three storey town house. “The main thing that appealed to us with this particular house was the size,” said Charlie. “It’s got a lot of open plan elements, which we like and it’s got a big living / dining room for entertaining.”

Having used Help to Buy to buy their first home the couple are happy to now be on the property ladder. “It’s a brilliant feeling owning your own house,” said Lucie. “We feel very much at home here.”

The Help to Buy scheme is available on all new-build homes up to £600,000 and buyers can become owners with just a five per cent deposit of the property value of their new home.

Many lenders are able to offer a loan-to-value mortgage because the UK Government provides a guarantee of up to 15 per cent. 

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