Rent to Buy

How does it work?

This is a great option if you are unable to purchase a home at the moment due to not having enough money saved up for a deposit.

The Housing Association or Registered Provider will offer homes to rent for around 20% less than the typical open market rent values, with the option to purchase shares in your rented home in the future using the Shared Ownership scheme.

An Assured Shorthold Tenancy with an initial commitment of six months is normally offered, giving you the opportunity to save money for a future deposit.

Am I eligible?

  • Your annual household income can be no more than £80,000.
  • You should be unable to purchase a home suitable for your needs without assistance.
  • You cannot be a current home owner (or be named on the deeds of another property).
  • You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).

How do I apply?

You will need to fill out the Help to Buy East and South East application form. 

Online application form     or Downloadable PDF version

You can then search for available properties on our website, and contact the Housing Association or Registered Provider renting the property to let them know you are interested.

Search for a property